@font-face{font-family:'Inter';font-style:normal;font-weight:300 800;font-display:swap;src:url('../fonts/inter-latin-variable.woff2') format('woff2')}
@font-face{font-family:'Sora';font-style:normal;font-weight:400 800;font-display:swap;src:url('../fonts/sora-latin-variable.woff2') format('woff2')}
:root{--navy:#0B1426;--navy2:#0E1B32;--navy3:#12223E;--acc:#E8601A;--acc2:#F97316;--white:#fff;--text:#B8C5D6;--muted:rgba(255,255,255,.58);--bdr:rgba(255,255,255,.08);--bdr-a:rgba(232,96,26,.28);--fh:'Sora',sans-serif;--fb:'Inter',sans-serif}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--navy);color:var(--text);font-family:var(--fb);line-height:1.75}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
h1,h2,h3{color:var(--white);font-family:var(--fh);line-height:1.18;letter-spacing:-.025em}
.wrap{width:min(1160px,calc(100% - 48px));margin-inline:auto}
.site-nav{position:sticky;top:0;z-index:20;background:rgba(11,20,38,.96);border-bottom:1px solid var(--bdr);backdrop-filter:blur(18px)}
.nav-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.brand img{width:52px;height:52px;object-fit:contain}
.nav-links{display:flex;align-items:center;gap:24px;color:var(--muted);font-size:14px;font-weight:600}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--white)}
.nav-links .nav-cta{padding:10px 18px;border-radius:999px;background:var(--acc);color:#fff}
.page-hero{position:relative;overflow:hidden;padding:92px 0 84px;background:radial-gradient(circle at 78% 22%,rgba(232,96,26,.17),transparent 34%),linear-gradient(180deg,var(--navy),var(--navy2))}
.page-hero::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.018) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.018) 1px,transparent 1px);background-size:64px 64px;pointer-events:none}
.hero-inner{position:relative;z-index:1;max-width:850px}
.breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:22px;color:var(--muted);font-size:13px}
.breadcrumbs a:hover{color:var(--acc2)}
.eyebrow{margin-bottom:14px;color:var(--acc2);font-size:12px;font-weight:800;letter-spacing:2.2px;text-transform:uppercase}
h1{font-size:clamp(2.35rem,6vw,4.5rem);max-width:920px}
.hero-copy{max-width:760px;margin-top:22px;color:var(--text);font-size:clamp(1rem,2vw,1.18rem)}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 24px;border:1px solid var(--bdr);border-radius:999px;color:#fff;font-size:14px;font-weight:750;transition:transform .2s,border-color .2s,background .2s}
.button:hover{transform:translateY(-2px);border-color:var(--bdr-a)}
.button-primary{background:var(--acc);border-color:var(--acc)}
.button-secondary{background:rgba(255,255,255,.035)}
.main-content{padding:84px 0 96px;background:var(--navy2)}
.content-grid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(260px,.5fr);gap:58px;align-items:start}
.content h2{font-size:clamp(1.65rem,3vw,2.35rem);margin-bottom:18px}
.content h3{font-size:1.2rem;margin-bottom:10px}
.content p+p{margin-top:16px}
.section-block+.section-block{margin-top:56px;padding-top:56px;border-top:1px solid var(--bdr)}
.feature-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:24px}
.feature-card,.route-card,.faq-item,.sidebar-card{border:1px solid var(--bdr);border-radius:16px;background:rgba(11,20,38,.72)}
.feature-card{padding:22px}
.feature-card strong{display:block;margin-bottom:7px;color:var(--white);font-family:var(--fh);font-size:15px}
.feature-card p{color:var(--muted);font-size:14px;line-height:1.65}
.steps{display:grid;gap:14px;margin-top:24px;counter-reset:steps}
.step{position:relative;padding:20px 20px 20px 68px;border-left:2px solid var(--acc);background:rgba(11,20,38,.58);border-radius:0 14px 14px 0}
.step::before{counter-increment:steps;content:counter(steps);position:absolute;left:20px;top:18px;width:30px;height:30px;display:grid;place-items:center;border-radius:50%;background:rgba(232,96,26,.15);color:var(--acc2);font-weight:800}
.step strong{color:var(--white)}
.faq-list{display:grid;gap:12px;margin-top:24px}
.faq-item{padding:22px}
.faq-item h3{font-family:var(--fb);font-size:16px}
.faq-item p{color:var(--muted);font-size:14px}
.sidebar{position:sticky;top:100px;display:grid;gap:18px}
.sidebar-card{padding:24px}
.sidebar-card h2{font-size:1.05rem;margin-bottom:14px}
.sidebar-links{display:grid;gap:8px}
.sidebar-links a{padding:9px 11px;border-radius:9px;color:var(--muted);font-size:14px}
.sidebar-links a:hover,.sidebar-links a[aria-current="page"]{background:rgba(232,96,26,.1);color:var(--white)}
.contact-card{border-color:var(--bdr-a);background:linear-gradient(145deg,rgba(232,96,26,.1),rgba(11,20,38,.8))}
.contact-card p{color:var(--muted);font-size:14px}
.contact-card .button{width:100%;margin-top:18px}
.route-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:34px}
.route-card{display:block;padding:26px;transition:transform .22s,border-color .22s}
.route-card:hover{transform:translateY(-3px);border-color:var(--bdr-a)}
.route-card h2{font-size:1.12rem;margin-bottom:10px}
.route-card p{color:var(--muted);font-size:14px}
.route-card span{display:inline-block;margin-top:16px;color:var(--acc2);font-size:13px;font-weight:750}
.empty-state{max-width:720px;padding:34px;border:1px solid var(--bdr);border-radius:18px;background:rgba(11,20,38,.72)}
.empty-state p{margin-top:12px;color:var(--muted)}
.site-footer{padding:34px 0;border-top:1px solid var(--bdr);background:var(--navy)}
.footer-inner{display:flex;justify-content:space-between;align-items:center;gap:24px;color:var(--muted);font-size:13px}
.footer-links{display:flex;flex-wrap:wrap;gap:18px}
.footer-links a:hover{color:var(--acc2)}
.calculator-link-card{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:26px;align-items:center;padding:28px;border:1px solid var(--bdr-a);border-radius:18px;background:linear-gradient(145deg,rgba(232,96,26,.11),rgba(11,20,38,.82))}
.calculator-link-card span{display:block;margin-bottom:8px;color:var(--acc2);font-size:11px;font-weight:800;letter-spacing:1.6px;text-transform:uppercase}
.calculator-link-card h2{margin-bottom:10px;font-size:clamp(1.35rem,2.5vw,1.8rem)}
.calculator-link-card p{max-width:680px;color:var(--muted);font-size:14px}.calculator-link-card .button{white-space:nowrap}
@media(max-width:680px){.calculator-link-card{grid-template-columns:1fr;padding:22px}.calculator-link-card .button{width:100%}}
@media(max-width:900px){.content-grid{grid-template-columns:1fr}.sidebar{position:static;grid-template-columns:repeat(2,minmax(0,1fr))}.route-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:680px){.wrap{width:min(100% - 32px,1160px)}.nav-inner{min-height:68px}.brand img{width:46px;height:46px}.nav-links a:not(.nav-cta){display:none}.page-hero{padding:70px 0 62px}.main-content{padding:64px 0 76px}.feature-grid,.route-grid,.sidebar{grid-template-columns:1fr}.footer-inner{align-items:flex-start;flex-direction:column}.section-block+.section-block{margin-top:44px;padding-top:44px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.route-card{transition:none}}

/* ARTICLE CONTENT */
.article-meta{display:flex;flex-wrap:wrap;gap:10px 18px;margin-top:24px;color:var(--muted);font-size:12px}
.article-meta span{display:inline-flex;align-items:center;gap:7px}
.article-meta span+span::before{content:'•';margin-right:10px;color:var(--acc2)}
.article-prose .answer-block{padding:26px;border:1px solid var(--bdr-a);border-radius:18px;background:linear-gradient(145deg,rgba(232,96,26,.1),rgba(11,20,38,.78))}
.article-prose .answer-block h2{font-size:clamp(1.35rem,2.5vw,1.8rem)}
.article-list,.source-list{display:grid;gap:11px;margin-top:20px;padding-left:22px}
.article-list li,.source-list li{padding-left:6px;color:var(--text)}
.article-list li::marker{color:var(--acc2)}
.article-checklist{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 28px}
.source-list a{color:var(--acc2);text-decoration:underline;text-decoration-color:rgba(249,115,22,.35);text-underline-offset:4px}
.source-list a:hover{color:var(--white)}
.article-prose h3{margin-top:24px}
.resource-intro{max-width:760px;margin-bottom:34px}
.resource-intro p{margin-top:12px;color:var(--muted)}
.route-card .resource-meta{display:block;margin:0 0 10px;color:var(--acc2);font-size:10px;font-weight:800;letter-spacing:1.25px;text-transform:uppercase}
@media(max-width:680px){.article-meta span+span::before{display:none}.article-meta{display:grid}.article-checklist{grid-template-columns:1fr}}
/* TRUST AND NAVIGATION PAGES */
.author-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1fr) minmax(250px,340px);gap:64px;align-items:center}
.author-hero-copy{max-width:780px}
.author-portrait{position:relative;margin:0;padding:8px;border:1px solid var(--bdr-a);border-radius:28px;background:rgba(11,20,38,.64);box-shadow:0 26px 70px rgba(0,0,0,.28)}
.author-portrait::before{content:'';position:absolute;inset:-14px 22px 22px -14px;z-index:-1;border:2px solid rgba(232,96,26,.42);border-radius:30px}
.author-portrait img{width:100%;height:auto;aspect-ratio:960/1442;object-fit:cover;border-radius:20px}
@media(max-width:760px){.author-hero-grid{grid-template-columns:1fr;gap:42px}.author-portrait{width:min(100%,340px);margin-inline:auto}}

.content a:not(.button){color:var(--acc2);text-decoration:underline;text-decoration-color:rgba(249,115,22,.32);text-underline-offset:4px}
.content a:not(.button):hover{color:var(--white)}
.article-meta a{color:var(--white);font-weight:700}
.sitemap-content{max-width:none}
.sitemap-link{display:block;text-decoration:none!important;transition:transform .2s,border-color .2s}
.sitemap-link:hover{transform:translateY(-2px);border-color:var(--bdr-a)}
.sitemap-link p{margin-top:5px;color:var(--acc2)}
